I lived/used to live in Boston.
Then in 1996
we moved to New York, where we had/used to have a small apartment. Back then more often than not we would stay/used to stay/stayed at home in the evening because we didn’t have/didn’t use to have much money.
Ted says that I’m always going on/I always go on about how poor we were/ used to be back then, but it’s true.
For example, every so often we’d buy/ we bought/ we used to buy Ted a burger as a treat, but Kath and I would never eat out/ never ate out/ never used to eat out.