Презентация на тему Electronic pay systems

systems.
3. Debit payment systems.
3.1. Electronic checks.

Stages of payment.
3.2. Electronic money. Stages of payment.
4. Market of electronic pay systems in Russia.
4.1. Macroeconomic indicators.
4.2. Acquiring.
4.2.1 Acquiring Market
4.3 Payment infrastructure.
4.4. E-commerce market.
4.5. Transactions.
Part 2 (to be continued by Dmitry Chudakov)

payments between different organizations and Internet users in the

purchase or sale of any goods or services via the Internet.

Classification of electronic payment systems:

debit (working with electronic checks and digital cash);

2) credit (working with the credit cards).

2. Classification of electronic payment systems

Stages of payment.
Debit payment systems - these are electronic

payment systems, which are identical to their counterparts from offline that are ordinary checks and cash.

Electronic checks:

Electronic checks, such as NetCash, NetCheque, NetChex - analogues of paper checks.

There are two differences between electronic checks from paper:
1) the signature, which can be either electronic or paper;
2) issuance of checks.

Stages of payment:

Extract e-check, and its digital
signature authentication of the sender.

2. Sending documents to the recipient. For safety and security agents checking account number can be blocked by the bank's public key.

3. Checking the authenticity of the signature.

4. Receiving the check payment system for payment.

5. Sending a product or service to the payer, withdrawal from his account.

- it is a means of payment, which exists

only in electronic form.
Electronic money is divided into two types according to the type of media:
1. On the basis of cards - those systems that work with credit cards. The most famous representatives: Visa, CashMondex, CLIP, Proton, Mondex.
2. Based on the network - these are systems that work with digital cash. Most known systems: WebMoney, Yandex.Money, EasyPay.

Stages of payment by electronic money:

Create your own e-wallet

2. Install a web browser or application

3. Open Menu Account Management

4. Make the necessary operation

systems in Russia 4.1. Macroeconomic indicators

bank cards for payment at the point of sale

Bank of Russia on 01.01.15 and

Fig.1 Dynamics of the average transaction

2. The dynamics of the turnover for the week
Fig

3. The number of transactions per week